Here at CPS, we know that money doesn’t grow on trees and sometimes you need options. We have 7 different ways to help with your financing needs. The easy no-hassle financing department is open Monday through Friday 8am to 5pm CST.

 spacer

The application takes only a few minutes to fill out and your potential credit line is available for use within 20 minutes. So if you need a new furnace/central air system, heat pump, plumbing or electrical we can do the work and finance it, too.

 spacer

Two easy options to get approved:

1. You can simply ask for an application from one of our trained professionals when receiving a quote on a new system at your home
2. Phone in an application.

spacer
Once we have received your information you will have an answer in minutes.  It’s that easy to start enjoying the benefits and comfort of your new system.

 spacer

Financing Options

• 6 months same as cash
• 9 months same as cash
• 12 months same as cash
• 12 months no interest
• 18 months no interest
• 24 months no interest
• 36 months no interest

Commercial Financing

Reduced paperwork and approval time.
Most lease credit decisions can be made within three business hours. Transactions up to $100,000 require completion of only a simple, one-page application.
spacer
100% financing - including soft costs.
In addition to financing 100% of the equipment, you can include "soft" costs (up to 10% of the equipment cost) such as sales tax, shipping, software, training, maintenance and installation into the lease.

spacer
Tax benefits.
For certain leases, you can deduct monthly lease payments as an operating expense. Moreover, leasing may help your business avoid the Alternative Minimum Tax (AMT).

spacer
Improved balance sheet ratios.
Unlike the traditional methods of financing, operating lease obligations generally are not capitalized, improving balance sheet ratios.